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Micro loans.
Macro possibilities.

We Provide Hard-Working Entrepreneurs with Access to Capital

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Microloans Change Lives

Entrepreneurship drives the creation of nearly two-thirds of all private-sector jobs and is a proven path to the middle class, yet not everyone has access to the capital they need to sustain or grow their business.

With a small amount of money and the opportunity to work hard in their own business, the results are astounding.

Those are just a few of the reasons why we provide microloans to underserved small businesses, particularly those owned by low- and moderate-income immigrants, people of color, and women.

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$1 lent = $2 economic activity
61% of clients ↑ sales 56% of clients ↑ credit score
1 loan = 3 jobs
94% business survival rate
Opportunity Fund Track Record

Our Track Record

Opportunity Fund has earned a 4-star rating from Charity Navigator, America’s largest independent charity evaluator, for our commitment to accountability and transparency.

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25
Years of Lending
17,034 *
Loans Made
$ 905 M *
Loans Deployed
*As of 6/30/19

Opportunity Funded

From Out of Work to Working the Grill

Chef Tina had been out of work for three years. With a little gift from her father and a loan from Opportunity Fund, she was able to start her own booming barbecue business, Smoke Berkeley, where she employs primarily formerly homeless or incarcerated individuals.

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Chef Tina - Opportunity Fund Client

Opportunity in Action

Opportunity Funded business in your area

Shop local. Support opportunity.

Visit an Opportunity Funded business in your area.

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Truck lending: economic and environmental benefits

New publications now available.

Our truck lending offers both economic and environmental benefits.

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Grand opening of LA Family Housing

Grand opening of LA Family Housing!

Partially funded by our New Markets Tax Credits, LAFH opens to great fanfare. See where 10,000 formerly homeless residents now call home.

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Why I Support Opportunity Fund

Sarah Bowles, VP Global Philanthropy, JPMorgan Chase & Co
"Opportunity Fund plays such a critical role in serving entrepreneurs in underserved communities, and we’re proud to support their efforts to provide accessible financial solutions to small business owners in communities throughout Southern and Central California.” Sarah Bowles, VP Global Philanthropy, JPMorgan Chase & Co.